Wheat and Money
Be fit and healthy ~ stop eating wheat
This is not about food, this is all about money. Wheat has been all about money since the dawn of 
agriculture in about 9,500 BC. In fact for a long, long time wheat and bread took the place of money, being both a store of value and a medium of exchange. The builders of the pyramids were paid in bread and beer, both by-products of wheat. Every American consumes about 55 pounds of wheat flour every year, and this consumptions pays for the powerful business and political empires that go along with modern agriculture.
Modern wheat is very bad for you, and so are wheat products; flour, bread, cakes, cookies, biscuits, pasta, noodles, tortilla, wraps, pizza, pancakes, flapjacks, doughnuts, soups, beer… The wheat and it’s products that we eat now is the end result of genetic research and long way from the simple 14 chromosome Einkorn wheat plant we ate 10,000 years ago.
Wheat is basically the worst of the worst carbohydrates, and even a modest exposure to the starches in wheat is enough to increase the appetite, raise blood sugar, induce fat accumulation, initiate inflammatory processes, increase bad LDL cholesterol, and cause high blood pressure. Celiac Disease is described as far back as 100 AD, but wheat problems aren’t restricted to people with celiac disease.
Cutting wheat products in my diet, in particular, proved a dietary turning point that reduced my appetite, accelerated weight loss, and just helped me feel clearer, more energetic, and happier than I’d felt in years. ~ Dr. William Davis, Cardiologist.
Wheat is full carbohydrates and some very bad proteins; gluten, wheat germ agglutinin, and amylase trypsin inhibitors. These proteins irritate your gut, and cause inflammation and bloating. This irritation causes a problem called intestinal permeability which is a contributory factor in autoimmune diseases. Wheat germ agglutinin exacerbates this leaky-gut problem which allows all kinds of nasty things into your blood. The gluten in wheat also messes with the friendly bacteria in your gut. All of this makes you prone to obesity, diabetes, cancer, heart disease, infectious diseases, along with diarrhea and or constipation, heartburn, bloating, farting, and other gut problems. Wheat is also a contributory factor in brain fog, depression, Alzheimer’s Disease, schizophrenia, autism, and other mental health problems. For good measure the gluten in wheat will mess with your skin making you feel itchy and leading to eczema, psoriasis and dermatitis. The thing is, everyone is gluten intolerant to a greater or lesser degree.
Wheat makes you fat.
- The super starch amylopectin A in genetically modified dwarf wheat that makes great bread and cakes will spike your blood sugar just as much as eating pure refined sugar. There is no difference between whole wheat and refined white flour, both are equally as bad.
- Dwarf wheat gluten has twice as many chromosomes as the gluten protein found in ancient wheat plants, as well as a lot more gluten in general. This gluten will make you sick and fat.
- Dwarf wheat contains a super drug which will make you crazy, hungry, and addicted. Your body turns the proteins in wheat into polypeptides called exorphins, which are exactly similar to the endorphins you get from a runners’ high, which are exactly similar to opioids. People will binge on cakes and cookies because of this super drug, but people never binge on broccoli.
So why do we eat wheat and other grains? One reason is that wheat and other high carbohydrate grains are addictive. The other reason is that we are all subjected to endless propaganda encouraging us to consume more and more of these nasty foods. From the tempting counter displays in supermarkets to pronouncements by official bodies like the US Food and Drug Administration, and the Food Standards Agency in the United Kingdom we are constantly encouraged to consume wheat, barley, oats, rice.. all of which are bad.
There is another reason wheat has become highly toxic in recent years. It is common practice in the USA, Canada, and Europe to drench wheat and barley fields with a herbicide called Roundup a few days before the combine harvesters start work. Killing and desiccating the grain plants like this allows an earlier, easier, and more efficient harvest. Roundup contains the deadly chemical glyphosphate, and it’s residue in wheat and barley also kills the good bacteria and contributes to leaky-gut syndrome.
Roundup is made by the giant chemicals company Monsanto. Monsanto is set to merge with the Giant German chemicals company Bayer. No politician or regulator is going to want to annoy Monsanto or Bayer. It is all about money. The production and consumption of wheat and other grains has nothing whatsoever to do with good food, it’s all about money.
Do yourself a favour and avoid wasting money due to ill-health, stop eating wheat and it’s products for six weeks. Then see just how much fitter, healthier, and more alert you feel. I gave up wheat on the 9th of June this year, and today I feel so much better than I could have ever believed.
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jackcollier7@talktalk.net
Money ~ making it work
It’s one o’clock in the morning, summer in England, night in Palm Springs, and wherever it’s getting light already, and the rain is probably hammering down. Not when you’d want to think about money, unless you are flat broke. However, if you are lucky and sensible you have a little money put aside for a rainy day.
What should we do if we have some spare cash? Given that we are not going to rush out and buy a Porsche. But why not buy a sports car? Why put your money in the bank at all?
Take it from a man who has worked in banking and finance since God was a boy, the last thing you should do with your hard-earned is give it to a bank to look after. Basically banks, financial advisors, and money managers are parasites, living off the cash you have legitimately earned and offering fuck all not very much in return.
Right now any money sitting in a bank account is just wasting away. The $1,000 you put in a bank today will, in real terms, be worth a lot less than $700 when you come to take it out again in ten years time It’s all down to inflation, which is the biggest confidence trick Governments and the Finance Industry have up their incestuous sleeves.
There are a few things we can do to make our money work for us.
- Pay off every single debt you have.
- Add to your pension fund.
- Property / real estate.
- The stock market.
- Start a business.
- Have fun.
I have no ambition to be the richest corpse in the cemetery, which means I ignore rules 1 and 2 above, (sort of, but then I know what I’m doing). However, making your money really work for you means that you have to take over responsibility from the blood-sucking banks and financial advisors.
So, do not sit with debts to your name, work at a company with a good pension plan, do not rent where your live, buy your own home. Over time, done wisely, buying your home is the best investment you can make. However, realtors, estate agents, property firms are another bunch of useless parasites, but I’ll go into that in a week or so.
Never, ever, pay anyone for doing something you can do for yourself. And do you know what? Over the years I have discovered that most folks can do anything they put their minds to, including financial management.
Buying into the stock market is a big issue. And I will cover that next week. In the mean time, you worked damn hard to earn your money, don’t neglect it now.
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jackcollier7@talktalk.net
Money Advice
Money ~ we all have the same problems. How to get money, how to get more money, and what do we do with it when we’ve got some money? Trust me on this one ~ MONEY IS NOT WHAT YOU WANT.
My best guess is that most of the people who read my blog don’t have 30 years in the money trade, or have a Masters in Finance, and another in Banking, along with a shed-load of other qualifications, so we’ll start working on 1.01 Money. (If you are a money expert, please feel free to comment, and disagree with whatever I say, but you better be damn right or I will make you look stupid.)
Money by itself is worthless. Money only has value by the nature of the things you can do with it. And mostly you can do 3 things with money.
- Money as a medium of exchange. Money is an intermediate in the exchange of goods or services. You go to work for money, and then you swap the money for the stuff you actually want and need. You don’t want the money, you want what the money can get for you.
- Money as a measure of value. The amount of money you have determines what you can get for your money. If you have a lot of $ or £ or whatever, you can get a lot of stuff. We know how much stuff we can get because everything is conveniently priced in money. The value of your time is also measured in money. (there is a price for everthing, up to and including sex)
- Money as a store of value. Instead of buying more and more stuff you don’t need right now, you just keep money in expectation that you can buy the stuff you need at sometime in the in future.
Money is a piss poor very bad store of value, especially right now. Just how bad depends on how you warehouse your money. The worst store of value is lending money to a friend, at 0% interest, on the expectation that you will get it back. Next worst is actual cash, then various types of bank accounts, and then managed funds and so forth…
ALL Money Loses Value Over Time. Thinking that your money will be worth just as much, or more, in the future is the biggest confidence trick that Governments and the Finance Industry have ever pulled. However you keep your money, from cash to in your pension fund / 401(k), the amount of stuff you could have bought with the money you have put in, over time, will be a hell of a lot more than the stuff you can actually buy when you eventually come to take it out.
Why Store Value In Money? So, why bother with a pension / 401(k) / managed fund? Why not just buy stuff right now, and keep it for when you need it? There are a couple of reasons:
- Security. Unless your money is in a very dodgy bank, the chances are it will still be there when you need it to exchange for stuff. You can’t really say the same for anything much else, including the value of your home. (Insurance is another topic, for a future date.)
- Liquidity. You need some money that’s easily got at. So, what if everything you own, every last penny save for the few dollars in your purse, is invested in your home? The snag is, what if you need money next Monday? Money is very liquid, while all other assets have lower degrees of liquidity. In general terms, the less liquid your assets, the more likely they are to increase in value over time.
So what does that mean to the poor working stiff?
- Don’t have a lot of cash on hand, or a lot of money in the bank.
- Have some cash, some assets you can confidently sell in a few days ~ without having to have a fire sale. Also have some long-term secure assets, and here, property has traditionally been the best long-term way to hold your wealth.
- Do not ever pay for financial advice. (up to and including from me.)
Please also read my post Money. Feel free to comment or ask questions.
Next Monday’s post will be about some ways the average working stiff can make their money really work for them ~ instead of the other way around.
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jack collier
email; jackcollier7@talktalk.net
Money
Monday morning and the poor working stiffs are getting out of bed to earn an honest crust, as best they can.
I spent long enough doing some of that. But now it’s your lucky day, because I’ve decided that Mondays I’m going to give you some money advice, whether you want it or not. Look at it this way, back in the day I used to get paid $500 an hour for doing this, so listen up. I’d tell you my qualifications, but unless you’re the type who is having a heart attack and asks the heart surgeon where he interned, there’s not much point. (If you are the type who asks a heart surgeon where he interned, then just fuck off and don’t read my blog again.)
So, the most important thing right now is to ask yourself is; are you broke, or do you have any money in the bank and / or cash under the mattress?
Interest rates are an historic low. If you have more than $1,000 in spare cash you are a fool. Money is worthless, (that’s complicated, but trust me), if your cash isn’t doing anything you may as well stay in bed on Monday morning.
So, what would financially intelligent people do right now?
- Pay off your debts, until you only have the magic $1,000 left in your pocket-book or bank account.
- Pay off those debts in order of the highest interest rate first. Unless you are an utter wassock this will mean #1 credit card balances, #2 store credit, #3 personal loans from a reputable provider such as your bank, #4 your mortgage.
- Get rid of any and all bank accounts, credit cards, store cards that charge a fee. This is a sick practice, and I should know, I practically reinvented the idea of ripping-off bank customers.
- Start putting any cash, bank balances, and ‘credit monies‘ you have left to work for you.
- Do not fall for get rich quick schemes. If it sounds too good to be true, then it is. An honest annual rate of return right now is 6%.
OK, number 4 above is difficult. But this starts with the fact that the stock market as a whole usually shows an annual rise of 3% to 6%, plus you get dividends. Google this if you don’t believe me. Rule #1, don’t buy a managed portfolio / product. The people advising you about / selling financial investments are jerks and crooks. Don’t trust them. If you have a little spare cash buy a couple or four blue chip stocks or a tracker investment.
Never, ever, trust a financial advisor / banker / friend when it comes to financial investments. (And, you are a fool, and or a woman, if you lend money to a friend or member of your family.)
If you’re a guy with a lot of spare cash, at least spend it on your girl, or any woman, rather than being that utterly boring and useless fart, the contemptible Scrooge who thinks he’s watching his money grow. Your money isn’t growing, it’s dwindling away. Idle money loses value over time, always.
More insults advice for the financially naive next Monday.
~
jackcollier7@talktalk.net
Alternative Living # 5 ~ Money
Money makes the world go around…
Annual income twenty pounds, annual expenditure nineteen pounds, nineteen shillings and sixpence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery. ~ Mr. Micawber
I was a broken man when I eventually moved into the waterside apartment I call the garret. Broken in body, mind, and spirit. I was also flat broke. Which is likely to happen when your business partner is stealing you blind. (Given how much money she took from me she was probably the most expensive sex I have ever had.)
I was used to having more money than a money-pit, trophy-wife could spend on clothes, jewelry, shoes…, so being penniless came as something of a shock. I had two choices, make some more money, or spend less. Given that there was no way I was going to take a regular job I had only 1 choice…
I had to learn how to live on less. Thanks to synchronicity, my time as a Banker had tought me how to manage money. Here are some guidelines I followed / still follow:
- Pay my debts. Debt is an insidious trap. Debts incur interest, and if you don’t pay the debt and interest in good time, you risk serious consequences. The debts I had were a small mortgage on the garret, and some credit card balances. Of the two, it was most important that I cleared the debt on my plastic ~ credit cards carry a ruinous rate of interest. Even if I had to live on white-label canned goods for the rest of my life, the first thing I did, (and still do), with any money I had coming in was reduce my debts.
- Pay the local taxes and utilities bills. I had tried living without water, gas, electricity, telephone, internet, a roof over my head, (maybe you should read Alternative Living # 3), and believe you me, it’s no picnic. In fact, living without modern conveniences is a short way to illness and death for the modern man.
- Learn how to say No. I stopped accepting invitations to go out to bars / restaurants / coffee shops / cinemas. I stopped giving to charities. I would not lend or give any cash to anyone. Salespeople still get very short shrift from me, as in; ‘what part of
fuck-offno don’t you understand?’ - I stay away from shopping malls, and I don’t buy things from the internet’s virtual mall. As it goes, that isn’t strictly true. If it’s raining I take my daily walk in the local shopping mall.
- Write lists. I am terrible for going into a supermarket and coming out with stuff I did not really want or need. Supermarkets are very good at getting us to buy stuff… So, work out what I need, write a list, and buy what’s on the list, and don’t buy anything else.
- Shop differently. Use discount stores and thrift shops, look in the bargains sections, look for and use coupons, and never go shopping when you are hungry, thirsty, angry, depressed, drunk…
- Sell the stuff I no longer want or need. When I lived in a 5 bedroom home, I had a huge study, full of books, music, and man-junk. I am still using Amazon to sell vinyl, cd’s and books. Yet the garret still has heaps stuff stored in all kinds of unlikely places…
- Rethink what I want and need. I don’t need the latest and most expensive car, newest television, most expensive cable service, most up to fate cellphone, tablet, the latest fashions…
- Stay away from booze. Given the amount I could drink, if once I started drinking, I could spend a hell of a lot of money on booze. Added to that I do stupid and expensive things when I have been drinking.
- Keep away from other vices. I am very lucky, the only addictive weaknesses I have ever suffered from are women and booze. I have never smoked or taken street drugs ~ the people who do those things disgust me. If you read my Alternative Living # 4 you will know how I came to cope with the whole women / relationships / sex thing.
One of the things I discovered about alternative living is that it can be spiritual, and frugal / low cost, and at one and the same time, have a beneficial / green impact on the whole environment.
~ jackcollier7@talktalk.net
JackCollier7 
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